1Home Loan permit is in principle. It will end in 60 minutes after providing satisfactory documentation to an HSBC mortgage advisor during working hours between Sunday and Thursday from 8:00 a.m. to 4:00 p.m. Our home loan application travel offers a policy decision that allows our clients to make a clear, reliable and immediate indicative credit decision based on the information provided and appropriate credit checks. If you do not delay your home loan agreement, this may result in additional fees and/or discontinued services (see our rate plan and general terms of sale for personal banks). HSBC no longer needs a signed and returned offer document from our client using a means of transportation. An “unsigned offer” is sent and is considered accepted if we receive the title deed. The real process of creating a mortgage application – after you have made your decision in principle – can be done over the phone, in a store or online. HSBC has a standard term of 6 months for all mortgage offers, whether you are a new or existing customer. As soon as the insurer makes a decision, we will let you know so you can inform the customer. If your client is a remortgage customer, it may only take 48 hours before your offer is ready for you, depending on the outcome of your evaluation. In addition to having the upper hand over the home buying process, HSBC Mortgage AIP offers its own advantages. First of all, you receive it within 60 minutes, and we won`t charge you anything.
In addition, it is valid for up to 60 days and you can get it with only a brief visit to the bank. Once you have submitted your supporting documents to your application, the next steps are: HSBC does not have a fixed date to write to you, but you should expect the letter to arrive shortly after the end of your real estate purchase. Yes, we still accept most applications. However, there are certain types of mortgages that we cannot continue at this time. Step 1 – Give us your proofs. Check the necessary supporting documents and book an appointment with a mortgage advisor. Once the application is filed, the next step will be to download the appropriate support documentation for the application to continue. For more information, please see the packaging requirements. While most requests are accepted when your client`s application is refused, we will always indicate why. Please do not introduce the income from zero-hours contracts into the application unless it is the second salary employed in one of these occupations.
Step 1 – Sign up to apply, but you don`t get any advice. After receiving your policy decision, you can receive mortgage advice or, if you already know the mortgage you want to apply for, you can complete your application entirely online, but they do not receive advice.